⚠ Not Legal Advice. This guide is for informational purposes only. Consult a licensed Maryland attorney for legal advice.
Maryland HOA Overview
Resale packages must be delivered within 20 days. HOA liens are subordinate to first mortgages. Requires a "Maryland HOA Disclosure" for all resales.
State-Specific Document Requirements
Resale Package
Md. Code, Real Prop. § 11B-106
Mandatory20 days
HOA must provide a resale package within 20 days of written request. Fee is capped by statute. Package must include: declaration, bylaws, rules, current budget, reserve study summary, and disclosure of any pending assessments, violations, or litigation.
Retention: 5 years
Disclosure: Provided to seller (for buyer) within 20 days of request.
Annual Budget
Md. Code, Real Prop. § 11B-111
Mandatory
Budget must be adopted and a copy provided to all lot-owners at least 30 days before the fiscal year begins.
Retention: 7 years
Disclosure: Distributed to all lot-owners at least 30 days before fiscal year start.
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