Powerhouse HOA States
These states have comprehensive HOA statutes with mandatory disclosure packages, strict enforcement procedures, and detailed document requirements.
Arizona
Arizona Planned Community Act / Condominium Act
Resale: Disclosure Statement
California
Davis-Stirling Common Interest Development Act
Resale: Disclosure Summary (§4528)
Florida
Florida Statutes Ch. 718 (Condo) & Ch. 720 (HOA)
Resale: Estoppel Certificate
Nevada
Nevada Revised Statutes Ch. 116
Resale: Resale Package
Texas
Texas Property Code Ch. 202, 204, 209
Resale: Resale Certificate
Moderate HOA States
These states have meaningful HOA legislation but fewer mandatory requirements than powerhouse states. UCIOA states have nearly identical document schemas.
Alaska
Alaska Common Interest Ownership Act
Resale: Resale Certificate
Colorado
Colorado Common Interest Ownership Act (CCIOA)
Resale: Disclosure Statement
Connecticut
Common Interest Ownership Act (CIOA)
Resale: Resale Certificate
Delaware
Delaware Unit Property Act
Resale: Resale Certificate
Georgia
Georgia Property Owners' Association Act
Resale: Disclosure Statement
Hawaii
Hawaii Condominium Property Act
Resale: Condominium Disclosure Statement
Illinois
Condominium Property Act / Common Interest Community Association Act
Resale: Disclosure Document
Indiana
Indiana Condominium Act / Indiana Homeowners Associations Act
Resale: Disclosure Statement
Maryland
Maryland Homeowners' Association Act / Maryland Condominium Act
Resale: Resale Package
Massachusetts
Massachusetts Condominium Act
Resale: Resale Certificate
Minnesota
Minnesota Common Interest Ownership Act (MCIOA)
Resale: Resale Disclosure Certificate
Missouri
Missouri Horizontal Property Act
Resale: Disclosure Statement
New Jersey
Planned Real Estate Development Full Disclosure Act (PREDFDA)
Resale: Public Offering Statement / Resale Package
New Mexico
New Mexico Homeowners Association Act
Resale: Disclosure Statement
New York
New York Condominium Act / Business Corporation Law
Resale: Resale Disclosure
North Carolina
North Carolina Planned Community Act / Condo Act
Resale: Disclosure Statement
Oregon
Oregon Planned Community Act / Oregon Condominium Act
Resale: Disclosure Statement
Pennsylvania
Uniform Planned Community Act / Pennsylvania Unit Property Act
Resale: Resale Certificate
South Carolina
South Carolina Horizontal Property Act / SC Community Regime
Resale: Disclosure Statement
Tennessee
Tennessee Horizontal Property Act / Tennessee Homeowners Association Act
Resale: Disclosure Statement
Utah
Utah Community Association Act
Resale: Disclosure Statement
Vermont
Vermont Common Interest Ownership Act
Resale: Resale Certificate
Virginia
Property Owners' Association Act / Virginia Condo Act
Resale: Resale Disclosure Packet
Washington
Washington Homeowners' Association Act / Condo Act
Resale: Resale Certificate
West Virginia
West Virginia Unit Property Act
Resale: Resale Certificate
Laissez-Faire HOA States
These states rely primarily on CC&Rs and general nonprofit/contract law. Most document requirements are governed by the association's own governing documents.
Alabama
Alabama HOA Electronic Database / Nonprofit Corporation Act
Resale: Disclosure Statement
Arkansas
Arkansas Nonprofit Corporation Act
Resale: Disclosure Statement
Idaho
Idaho Community Property Associations Act / Condominium Property Act
Resale: Disclosure Statement
Iowa
Iowa Horizontal Property Act
Resale: Disclosure Statement
Kansas
Kansas Townhouse Ownership Act / Apartment Ownership Act
Resale: Disclosure Statement
Kentucky
Kentucky Real Estate Law / Nonprofit Corporation Act
Resale: Disclosure Statement
Louisiana
Louisiana Condo Act / Civil Code
Resale: Disclosure Statement
Maine
Maine Condominium Act
Resale: Disclosure Statement
Michigan
Michigan Condominium Act
Resale: Disclosure Statement
Mississippi
Mississippi Nonprofit Corporation Act
Resale: Disclosure Statement
Montana
Montana Unit Ownership Act
Resale: Disclosure Statement
Nebraska
Nebraska Condominium Act
Resale: Disclosure Statement
New Hampshire
New Hampshire Condominium Act
Resale: Disclosure Statement
North Dakota
North Dakota Unit Ownership Act
Resale: Disclosure Statement
Ohio
Ohio Condominium Act
Resale: Disclosure Statement
Oklahoma
Oklahoma Unit Ownership Estate Act
Resale: Disclosure Statement
Rhode Island
Rhode Island Condominium Act
Resale: Resale Certificate
South Dakota
South Dakota Condominium Ownership Act
Resale: Disclosure Statement
Wisconsin
Wisconsin Condominium Ownership Act
Resale: Disclosure Statement
Wyoming
Wyoming Condominium Ownership Act / Nonprofit Corporation Act
Resale: Disclosure Statement
About the HOA Strength Tiers
Powerhouse: Comprehensive statutes with mandatory disclosure packages and strict enforcement procedures (CA, FL, TX, AZ, NV).
Moderate: Meaningful HOA legislation with defined homeowner rights and document requirements (CO, VA, IL, etc.).
Laissez-faire: Minimal statutory framework; communities rely on their CC&Rs and general law (AR, MS, WY, etc.).