⚠ Not Legal Advice. This guide is for informational purposes only. Consult a licensed New Jersey attorney for legal advice.
New Jersey HOA Overview
PREDFDA requires extensive developer disclosures for new communities. The Condominium Act (N.J.S.A. 46:8B) governs condos separately. No single HOA statute for existing communities; relies on CC&Rs and general law.
State-Specific Document Requirements
Master Deed / Declaration
N.J.S.A. 46:8B-9 (Condo)
Mandatory
Must be recorded at the county. For new communities, a Public Offering Statement must be registered with the DCA before any sales.
Retention: Permanent
Disclosure: Filed at county. Provided to any buyer as part of closing package.
Public Offering Statement / Resale Package
N.J.S.A. 45:22A-36 (PREDFDA)
Mandatory
For new communities, a Public Offering Statement registered with the DCA is required. For resales, buyers must receive a copy of all governing documents and financial statements.
Retention: 5 years
Disclosure: Provided to buyer prior to closing.
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